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Gtir Motorsport club » General Discusion » Gtir related Discussion » Insurance

Insurance

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1 Insurance on 25th August 2018, 10:29 pm

Girl racer

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Got my insurance due for renewal soon and I need to do the agreed value, can I have your thoughts on what I should be valuing it for?

2 Re: Insurance on 25th August 2018, 10:34 pm

BEBB GTIR

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the one star club
the one star club
Depends really, if you can replace the car if you have a accident then under value the car to get cheaper insurance? If you can't afford to replace the car then value the car at top price but then you might be paying her premiums.

Never had any luck with insurance companies myself so always under value the cars to get cheapest rate but just need to drive abit safer and slower I guess

3 Re: Insurance on 26th August 2018, 8:22 am

Ryaneg6freak

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I have an agreed replacement value of $15,000usd. I could definitely replace mine here for that much.

4 Re: Insurance on 26th August 2018, 9:21 pm

Girl racer

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Its currently insured for 10,000 agreed value, that was done 2 years ago, I am just trying to find out how much I should say now?

5 Re: Insurance on 26th August 2018, 10:01 pm

Mr B

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gtir technician
gtir technician
you need reflect on how much premium increases due to agreed value
How much it likely cost you buy another base car and get it to spec ?
How does agreed value effect what you would pay buy the R back from the insurers ?
If premium not effected too much I would guess 12 to 14K sensible figures.
I would read through small print on agreed value in depth as many clauses contradict final payment amount .
Proper good base car hard find less than 8K as a rough starting figure .

6 Re: Insurance on 26th August 2018, 10:41 pm

Girl racer

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Thanks, I will check that out, ok possibly it might be around 12,000 then

7 Re: Insurance on 27th August 2018, 8:00 am

Andy Sunny Gti

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Is it on a classic car policy K?
My sunny Gti (Sr20ve) and RB Autech Gtir are.
2000 miles a year each, sunny Gti valued at £5000, RB Gtir valued at £20,000.
Policy is about £480 per year. Both cars included with mods declared.

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